HOA’s management team has had extensive experience in the private, government and non-profit sectors. Their network of contacts at all levels, accumulated over several decades, has been critical in building HOA’s credibility and has been invaluable to its development partners.

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Daniel Ger, Chief Executive Officer.

As the CEO of HOA, Daniel Ger is responsible for the supervision and execution of HOA’s overall business strategy. In his role, Dan manages HOA’s investment activities in housing development projects as well as providing oversite to its mortgage portfolio. Dan brings with him over 15 years of experience in the real estate development sector with a breadth of experience including both low-rise and high-rise housing, seniors housing and hospitality.

Before joining HOA, Dan spent the last 7 years working in both the private and non-profit real estate sectors. Previously, Dan was the Chief Development Officer of Options for Homes, HOA’s primary partner in the development of affordable housing. Dan also spent several years with Habitat for Humanity GTA as Vice President responsible for their development activities as well as oversite of mortgage issuance to prospective homeowners.

Daniel received his MBA with Honours from the University of Guelph. He’s a mentor with the Urban Land Institute, a Member of the City of Brampton’s Housing Advisory Committee and a guest lecturer at the University of Guelph and Schulich School of Business.


For Board members and Clients


Make online partial payments to your HOA 2nd Mortgage.


Calculate payments on your 2nd Mortgage. For clients only.

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Sean Finlay, Senior Director, Projects and Finance, Consultant.  Sean is involved with the day-to-day needs of the various projects that HOA has provided capital to.  Sean also works closely with the CEO on specific aspects of the business plan, such as government relations and and partnerships.

Sean comes to HOA with many years of experience in real estate development, planning, financing, and both private and public sector work at firms such as Malone Given Parsons, Brookfield and was a founding partner at Stormont Partners.    Additionally, Sean has provided pro bono advisory services to Habitat for Humanity GTA while at Brookfield and Stormont.

Sean holds several degrees including an MBA from the Rotman School of Management at the University of Toronto and a Bachelor of Environmental Studies (Urban and Regional Planning – co-op) from the University of Waterloo. 


Gregory Banfield, Director of Mortgages & Program Delivery, has the primary responsibility for the origination of “extra help” mortgages for home buyers, mortgage risk management, reporting to regulatory agencies and to HOA’s funding partners, communications with mortgagors and the administration of HOA’s growing portfolio of Alternative Mortgages.

As a mortgage professional, Gregory possesses many years’ experience in mortgage origination, sales and marketing, staff development and the administration of mortgage portfolios. As a bonus, Gregory also has solid financial industry experience, making him well suited to assist with the financial analysis and decision-making processes essential to creating and managing diverse partnerships with builders, development consultants and varied sources of funding.

Gregory is a licensed mortgage professional and holds a Certificate in Financial Planning. Gregory has an MBA in Strategic Management & Entrepreneurship and an undergraduate degree in Economics.


Fiona Di Domizio, Administration Manager, brings the superior interpersonal and administrative skills necessary to keep all the corporate bits and pieces functioning smoothly together. In addition to Fiona’s experience as an Executive Assistant supporting senior executives, her extensive administrative background includes sales administration management, office management, project/event management and budget management.

Fiona has also taken an active role working with the HOA Board of Directors and holds the office of Corporate Secretary.


Akeylah Graham, Mortgage Administrator, brings 3 years of experience in the mortgage investment industry. Akeylah manages improvements to workflow processes as well as assisting with administering the HOA Alternatives Mortgage.

Akeylah holds a BA in Speech Communication from the University of Waterloo with specializations in interpersonal, intercultural, and organizational communication.