HOA’s management team has had extensive experience in the private, government and non-profit sectors. Their network of contacts at all levels, accumulated over several decades, has been critical in building HOA’s credibility and has been invaluable to its development partners.


Jens Lohmueller, Chief Executive Officer, brings with him 25 years of international and Canadian corporate and social sector finance experience covering co-op housing, renewable energy, the arts sector, aboriginal and Islamic finance.

Jens has worked over 10 years in the German credit union system in various capacities, as Vice President Corporate Finance with Deutsche Bank in Canada to manage a portfolio of international and Canadian corporations. As Manager Commercial Lending and Product Development at Credit Union Central of Ontario he developed new investment products for the credit union system in Ontario. Prior to joining HOA, he co-founded Community Partners and CU Consulting. These two companies provide consulting services to credit unions in commercial lending, as well as management and financial capacity building support for community based organizations.

Jens holds a MA degree in Economics from the University of Guelph, and an Honours BA from Western University. Before moving to Canada he was studying Economics at the Johannes Gutenberg University in Mainz, Germany.


For Board members and Clients


Make online partial payments to your HOA 2nd Mortgage.


Calculate payments on your 2nd Mortgage. For clients only.


Gregory Banfield, Director of Mortgages & Program Delivery, has the primary responsibility for the origination of “extra help” mortgages for home buyers, mortgage risk management, reporting to regulatory agencies and to HOA’s funding partners, communications with mortgagors and the administration of HOA’s growing portfolio of Alternative Mortgages.

As a mortgage professional, Gregory possesses many years’ experience in mortgage origination, sales and marketing, staff development and the administration of mortgage portfolios. As a bonus, Gregory also has solid financial industry experience, making him well suited to assist with the financial analysis and decision-making processes essential to creating and managing diverse partnerships with builders, development consultants and varied sources of funding.

Gregory is a licensed mortgage professional and holds a Certificate in Financial Planning. Gregory has an MBA in Strategic Management & Entrepreneurship and an undergraduate degree in Economics.


Fiona McKnight, Administration Manager, brings the superior interpersonal and administrative skills necessary to keep all the corporate bits and pieces functioning smoothly together. In addition to Fiona’s experience as an Executive Assistant supporting senior executives, her extensive administrative background includes sales administration management, office management, project/event management and budget management. Fiona has also taken an active role working with the HOA Board of Directors and holds the office of Corporate Secretary.


Akeylah Graham, Mortgage Administrator, brings 3 years of experience in the mortgage investment industry. Akeylah manages improvements to workflow processes as well as assisting with administering the HOA Alternatives Mortgage.

Akeylah holds a BA in Speech Communication from the University of Waterloo with specializations in interpersonal, intercultural, and organizational communication.