Home Ownership Alternatives (HOA) is a non-profit financial corporation dedicated to making home ownership possible for moderate income families.

COVID-19 Update

During this unprecedented time, the health and safety of our staff, clients, and community is of paramount importance.

We have implemented our business continuity plans in support of social distancing and have transitioned our staff to work remotely. We remain committed to assisting you with your mortgage needs and are available to answer your inquiries by phone or email and can set up video conferencing as required.

For questions about your account or the alternative mortgage please send all inquiries by email to mail@hoacorp.ca.  We are actively monitoring this mailbox during regular business hours and will get back to you as soon as possible.

As our office building is now closed to public access, please do not send packages by mail or courier to our location until further notice.


Make partial payments on your HOA 2nd Mortgage.  To make it easier for you to pay down your mortgage, a minimum payment of  only $200 is now required for partial payments.
Read more.


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